“Everything you send over the Internet goes through up to tens of dozens of locations, and at each location someone managing the network there could read everything that’s passing through their network if it’s unencrypted,” Boyle explained. “Anyone doing business online should make sure their Website is using 128-bit SSL encryption for any online transaction.”

SSL stands for Secure Socket Layer, which is a cryptographic system that codes sensitive data before transfer through the use of a key known only to the user. It prevents hackers from reading the data, as only the person with the key can decode the information.

“SSL is a means of transferring data in a secure manner,” said Chris Olanyk, network specialist for TicketLiquidator. “SSL information is sent via a different port than normal, unencrypted Web traffic. By employing the use of encryption you make yourself significantly less of a target to hackers.”

Whether the concern is personal or businesses related, no method is 100-percent fool proof. However there are a number of security measures that can reduce the risk of a security breach. “Use passwords that are not easy to guess, not dictionary words. Change the passwords frequently, and don’t give it to other people,” Boyle recommended. “Also use good anti-virus and firewall software. And shredding is always good.”

For new businesses, the world of security can be a daunting one. It may be best to enlist the help of a professional in developing a secure site.

“Security can be very complicated, there are lots of little pitfalls,” Boyle said. “Most online merchants setting up a site are best off going with a pre-built solution from an established vendor.”